Browsing Category Investment

Passive vs Active Investment Management Strategies and Differences

There are few simple, yet not many youngsters are aware of and it is a very important factor to know about investing world for everyone when it comes to managing your own money. It is very important to understand the difference between the two. The two main investment strategies that are primarily used to generate return on your own money are: Passive Investing & Active…

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(GET FREE MONEY) 2019 Micro Investing for Students: Acorns Review

Nearly 7 in 10 Americans have less than $1,000 in their savings! Don’t let it be you! If you haven’t heard of “micro-investing” application called Acorns, then I am here to give you an inside hook on why you need to try it out! Acorns is an application that rounds up every purchase to the nearest dollar automatically. Want to know how much money you need…

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Robinhood Review and How to Get FREE STOCK (Valued up to $500)

Robinhood is becoming more and more popular among young adults and no wonder why it is doing so well. Offering free commision on trading, ability to trade options & even cryptocurrency, and now Robinhood welcomed ability for users to have checking and savings account with rather high yield when compared to the industry. Best part of all is everything I have used so far has been absolutely FREE! With…

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Credible Review: Tool You NEED to Know if You Have Student Loans

There is one thing that almost every college student has in common with other college students and it is: student debt. Today, roughly 1 in 4 American adults have student loans and are actively making payments. Roughly over 45 million Americans share $1.5 trillion in student debt and 8 out of 10 people that have student loans never consider to put any time or effort to managing…

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Smartest Ways to Invest Your First $1000

  I talked about how to start investing with just $100 and if you are a newbie, then I highly suggest reading that post first, but if you are looking to start with $1,000 then look no further and enjoy the read. If you outgrew the $100 to start with, then it is time for ways to invest your first $1000. For my first 5 readers who…

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College Degrees That Will Actually Pay Off in the Next Decade

I always wanted to touch this subject because I constantly hear (believe it or not) degrees I have never even heard of before. Simply put: Majority of these degrees do not require much of traditional or difficult classes that you need to take and can be completed by almost anybody rather fast. But the question is: Is it really worth it in the end? I do…

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Is Getting Rich Quick Really Possible? Realistic Ways that Can Actually Make You Rich

We’ve all heard about some people’s overnight success and some are just lucky like the lottery winners but the chances of winning a lottery so low that it’s simply not worth it. So, is getting rich quick really possible? First thing I want you to ask yourself: What exactly being rich mean to you? For many people, money is not as important as other alternatives in…

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Don’t Have Emergency Fund? Why You NEED One and BEST Alternatives

This post could really change your financial life because: you know, I know, and everybody knows that anything can happen in any second, we just don’t have control over chances. We all work hard because we all want to be financially stable or achieve financial independence but only a few actually follow the right path of acquiring that status of  financial stability. Let me tell you…

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M1 Finance: Quick Review, Free Investing Platform – Best for Beginners & Great for Experienced

When it comes to investing, it doesn’t have to be hard and many investing companies are making it easier than ever to start investing. One of the major goals at Student Money Adviser is to encourage younger people to start doing something with your money than just letting it just sit there, with best possible and easy to use platforms like M1 Finance. Don’t forget, you can…

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Best Savings Account Bank Review: CIT Bank, Start with Just $100

There are many banks out there, choosing the right bank could change your financial future for the better, average, or even for the worse if you did not do your research. As interest rate for returns on savings accounts slowly climbing back up as economy improves, you need to make sure that you are on the same page and start investing properly with banks that will…

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Personal Finance Books You Absolutely MUST Read in Your 20’s

I get it, summer is here and last thing you probably want is reading books, I mean why would you read a book when it is so nice out, partying every night, sleeping-in the next morning, and hitting the beach or any other activity that you do to forget about school. Well, I also believe that it marks the best time to read books that…

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Compounded Interest: A Magical Penny ($0.01) that Turns Into $10 Million in Just 31 Days

If Student Money Adviser were to offer an option to choose from $100,000 right now or give you a magical penny that will double every day for 31 days, which would you choose? I have been asking my friends, relatives, and even coworkers… What I found in this little research is that 3/4 “millennials” would take $100,000 right away without even thinking about the “penny…

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